Moneytree

ListedAccount data

Japanese account aggregation for linking and ownership checks.

What it does

Each capability by country. Integrated means Unirail’s adapter does it today; listed means Moneytree offers it according to its public documentation, and Unirail can’t route it yet.

Banking

Account detailsbanking.ais.account-details
The account and routing details of an account the user links: sort code and account number, IBAN, ACH routing and account number.
- listedJP
  From this listing's earlier research; not re-checked yet.
  Source ↗

Verification

Account ownershipverification.ownership
Proving the user holds an account by linking it at their bank; the bank returns the holder's name where it reports one.
- listedJP
  From this listing's earlier research; not re-checked yet.
  Source ↗

Account aggregation for linking and ownership checks, without payment initiation.

Coverage

Countries

JP Japan

Account schemes

payto://zengin
Japanese Zengin account

Custody

Who holds the money while a payment through Moneytree is in flight. Unirail records custody on every leg, and your routing policy decides which kinds are allowed.

noneNo custody
Nobody holds the money. The payer’s bank pays the payee’s bank directly; the provider only instructs it.

Who is regulated

Moneytree is a registered 電子決済等代行業者.

With your own contract, you stay the provider’s customer. Unirail acts as your technical service provider and calls Moneytree with your credentials.

Onboarding

Sandbox: Sandbox on request
Production: Contract with the provider

Data only; Japanese payment initiation needs the platform's own 電子決済等代行業 registration.

Credentials

Moneytree has no adapter yet, so there is no folder layout to create. It will appear here when the provider is integrated.