Airwallex

ListedMeta-provider

One contract for collections into Airwallex accounts, payouts over local rails in many countries, FX, and UK CoP / EU VoP name checks. Routes through it hold money in transit.

What it does

Each capability by country. Integrated means Unirail’s adapter does it today; listed means Airwallex offers it according to its public documentation, and Unirail can’t route it yet.

Banking

  • Payoutsbanking.payouts

    Sending money from a balance the provider or the platform holds to a recipient's account.

    • listedGBATBEBGCYCZDEDKEEESFIFRGRHRHUIEITLTLULVMTNLPLPTROSESISKISLINOUSCASGHKAUJP

      Airwallex says it pays out to 200+ countries; listed here are the markets Unirail tracks.

      Source, checked 2026-10-08 ↗
  • Virtual accountsbanking.pay-ins.virtual-accounts

    Collection accounts with their own local details (virtual IBANs, sort codes, routing numbers) that receive money for the platform or its users.

Verification

  • Confirmation of Payeeverification.cop

    UK Confirmation of Payee: asks the payee's bank whether the name matches the sort code and account number.

  • Verification of Payeeverification.vop

    EU Verification of Payee: asks the payee's PSP whether the name matches the IBAN, as the Instant Payments Regulation requires.

Money movement

  • FXmoney.fx

    Converting between currencies.

  • Cross-border transfersmoney.cross-border

    Sending money to another country, over local rails or SWIFT.

    • listedGBATBEBGCYCZDEDKEEESFIFRGRHRHUIEITLTLULVMTNLPLPTROSESISKISLINOUSCASGHKAUJP

      Local rails or SWIFT to 200+ countries; listed here are the markets Unirail tracks.

      Source, checked 2026-10-08 ↗

One contract that reaches many local rails. Payments through it pass through the provider’s own accounts on the way.

Coverage

Countries

  • GB United Kingdom
  • AT Austria
  • BE Belgium
  • DE Germany
  • EE Estonia
  • ES Spain
  • FI Finland
  • FR France
  • IE Ireland
  • IT Italy
  • LT Lithuania
  • LV Latvia
  • NL Netherlands
  • PT Portugal
  • SK Slovakia
  • SG Singapore
  • HK Hong Kong
  • AU Australia
  • US United States

Account schemes

  • payto://scan
    UK sort code and account number
  • payto://iban
    IBAN
  • payto://ach
    US routing and account number (ACH)
  • payto://sgacct
    Singapore bank account
  • payto://bsb
    Australian BSB and account number

Custody

Who holds the money while a payment through Airwallex is in flight. Unirail records custody on every leg, and your routing policy decides which kinds are allowed.

  • provider-transitProvider holds in transit

    The provider holds the money between collecting it from the payer and paying it out to the payee. Routes like this only appear in quotes when your routing policy admits provider-transit custody.

An environment whose policy admits only none still sees these routes in quotes, marked infeasible with this reason.

Who is regulated

Airwallex holds funds in transit under its own licences.

With your own contract, you stay the provider’s customer. Unirail acts as your technical service provider and calls Airwallex with your credentials.

Onboarding

Sandbox
Self-serve sandbox
Production
Contract with the provider

Credentials

Airwallex has no adapter yet, so there is no folder layout to create. It will appear here when the provider is integrated.

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